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RD Calculator
Recurring Deposit Maturity & Interest
₹100₹12.5K₹25K₹37.5K₹50K
1%4%7%10%13%15%
324487296120
Interest compounds monthly on your growing balance.
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Total Invested
Principal
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Interest Earned
Compounded
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Maturity Value
Total Amount
Maturity Breakdown
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Frequently Asked Questions
How is RD maturity calculated?
It uses compound interest on monthly installments. Interest is typically compounded quarterly by banks; this calculator compounds monthly for a close approximation.
Are RD returns fixed?
Yes, the rate is locked at booking. It won’t change even if bank rates change later.
What if I miss a payment?
Banks may charge a penalty fee or reduce the interest rate. Auto-debit is recommended.
Is RD interest taxable?
Yes, RD interest is fully taxable as per your income tax slab (TDS applicable).