RD Calculator

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RD Calculator

Recurring Deposit Maturity & Interest

Monthly Deposit 5,000
₹100₹12.5K₹25K₹37.5K₹50K
Interest Rate (% p.a.) 7.5%
1%4%7%10%13%15%
Tenure (Months) 12 mo
324487296120
Interest compounds monthly on your growing balance.

Total Invested
Principal
Interest Earned
Compounded
Maturity Value
Total Amount
Maturity Breakdown
MonthDepositInterestBalance

Frequently Asked Questions

How is RD maturity calculated?

It uses compound interest on monthly installments. Interest is typically compounded quarterly by banks; this calculator compounds monthly for a close approximation.

Are RD returns fixed?

Yes, the rate is locked at booking. It won’t change even if bank rates change later.

What if I miss a payment?

Banks may charge a penalty fee or reduce the interest rate. Auto-debit is recommended.

Is RD interest taxable?

Yes, RD interest is fully taxable as per your income tax slab (TDS applicable).