SIP Calculator

📈

Step-Up SIP Calculator

Estimate your investment growth with annual step-ups & compounding

Monthly Investment 10,000
Annual Step-Up 10%
% / yr
Investment Period 15 yr
yrs
Expected Annual Return 12%
% / yr
Total Invested
₹0
Total Earnings
₹0
Total Corpus
₹0
YearMonthly Amt (₹)Yearly Inv. (₹)Total Corpus (₹)

Frequently Asked Questions

How does an SIP work?

In an SIP, you invest a fixed amount every month into a mutual fund. This instills financial discipline and allows you to benefit from “Rupee Cost Averaging,” buying more units when prices are low and fewer when prices are high.

Can I change my SIP amount later?

Yes, most mutual fund houses allow you to increase (Step-up SIP) or decrease your investment amount. You can also stop and restart your SIP at any time.

Is the return rate guaranteed?

No, mutual fund returns are subject to market risks. The rate used in the calculator is an assumed annual return based on historical performance of the asset class (Equity, Debt, etc.).

What is the minimum amount to start?

You can start an SIP with as little as ₹500 per month in most mutual fund schemes, making it accessible for students and young professionals.